Yearly Archives: 2017

Tax Loss Harvesting: Enough is Enough

I recently had a conversation about the benefits of tax-loss harvesting, specifically about the benefits offered by several leading robo-advisors who perform “daily” tax loss harvesting, and if “traditional” human financial advisors are losing their edge in this space. Tax loss harvesting (TLH) and specifically aggressive TLH, is one of the primary selling points of […]

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Knowing the count

I just finished Ed Thorp’s new autobiography A Man for All Markets and I really enjoyed it. Thorp is, among other things, the man who wrote Beat the Dealer in 1962, the first truly mathematical approach to beating blackjack. He was first to calculate that while betting strategy was important, it had to go along with the cards as […]

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A most unusually average year

By now 2016 is far off in the mirror and everyone is focused on more current events, but I want to take us back a few weeks to reflect on the year that was, at least as it pertains to portfolio performance. First, US stocks, measured by the S&P 500, finished the year up 11.96%, […]

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Remaking Retirement Savings in America

I think a lot about retirement savings. I do retirement planning for individuals, I manage individual and family retirement portfolios, I recommend and manage retirement accounts for small businesses. I help individuals work with their CPAs and TPAs to determine the right retirement plan for them. I deal with salaried employees and independent contractors. Small […]

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2016 In Review

Market Overview Markets turned up the excitement in the fourth quarter, especially with respect to US stocks and domestic interest rates. Stocks were sharply higher after the election with small cap stocks leading the way on a truly impressive run. From November 7th through the end of the year, Vanguard’s Small Cap Value ETF gained 15.05%. […]

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