Monthly Archives: January 2015

Q&A With

I did a pretty lengthy Q&A with the folks at about investment strategies, fee structures, goal setting and more. It was fairly thoughtful, I hope you enjoy it.  You can find the whole piece here: Expert Interview with James Osborne About Flat Rates And An Unbiased Approach

Posted in behavioral finance, fees, investing, retirement | Comments closed

Wealthfront thinks your HSA is dumb.

This weekend I stumbled across with Wealthfront piece titled “Think Carefully Before Signing Up For A High Deductible Health Plan (HDHP).”  For the uninitiated, a HDHP is a plan with a large enough deductible to qualify for the use of a Health Savings Account (HSA). An HSA allows the user to contribute up to $6,550 […]

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Mean reversion & asset allocation

At the end of 2014 everyone was updating this chart, showing how various asset classes have performed over time:   I know this gets passed around a lot, but I love this chart.  It is a quick and easy way to see what happened with various asset classes.  It shows us what added to performance […]

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Fireside Markets 01: Behavioral Finance with Morgan Housel

In this episode of Fireside Markets, host James Osborne discusses behavioral finance and the impact to investors with The Motley Fool’s Morgan Housel. We discuss narrative fallacy, cognitive errors, the difficulty of long-term thinking and what investors can do to reduce their mistakes. Items mentioned in this podcast: Dean Williams’ speech mentioned by Morgan Noah […]

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Introducing Fireside Markets

One of my favorite parts of the past two years has been becoming a part of an online community of advisors, commentators, economists and bloggers. I love the conversations, the original content, thoughtful discussions and debate. The intelligent disagreement and engagement is great. In that vein, I decided to formalize some of the conversations in the […]

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2014 In Review

Market Overview 2014 proved to be a diverse year for market returns.  Once again US stocks outpaced their global counterparts by a very healthy margin as the S&P 500 gained 13.69% and the MSCI EAFE lost -4.90%.  Small cap US stocks, after lagging most of the year, had a strong fourth quarter with gains of 9.73% to […]

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